Start Your Project Sooner
Move forward with your window or door project now and spread the cost over time with monthly payments through a financing provider.
Choose Quality Without Delaying
Choose the products and installation that fit your home while spreading the project cost over time.
Preserve Your Savings
Keep more of your savings available for other priorities while making predictable monthly payments.
Wisetack
Finance your window or door project with flexible monthly payment options through Wisetack. Complete a quick application, review your available offers, and choose the plan that works best for you.
4 Key Benefits
1. Projects from $500–$65,000
Financing available for both smaller repairs and larger window and door projects.
2. Flexible Terms from 3 Months to 10 Years
Choose from available repayment terms that fit your project and budget.
3. 0% APR Options up to 24 Months
Qualified borrowers may have access to promotional 0% APR financing options.
4. Prequalify with a Soft Credit Check
Check your financing options without affecting your credit score.
Why Choose Wisetack?
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Flexible monthly payment options
Quick and simple online application
Check your options without affecting your credit score
No hidden fees or prepayment penalties
Choose from available payment plans that fit your budget
How It Works
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Open your All Dwelling Solutions estimate
Select the financing option
Complete the short Wisetack application
Review your available financing offers
Choose your preferred plan and complete the process
BeSMART Home Loan — Maryland Energy-Efficiency Financing
Finance qualifying energy-efficient home improvements through the Maryland Department of Housing and Community Development (DHCD). BeSMART financing can be used for eligible ENERGY STAR® windows and doors, helping Maryland homeowners spread the cost of an energy-efficiency upgrade over time.
4 Key Benefits
1. $5,000–$30,000 Financing
Finance qualifying energy-efficiency improvements from $5,000 up to $30,000.
2. Up to 10 Years
Repayment terms are available up to 10 years, and borrowers may select a shorter repayment period.
3. 6.99% APR
The current program rate published by Maryland DHCD is 6.99% APR.
4. No Prepayment Penalty
Customers can pay the loan off early without a prepayment penalty.
Who May Qualify
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Maryland homeowner
Minimum credit score of 640
Debt-to-income ratio of 50% or less
Project must include qualifying ENERGY STAR® improvements
Loan approval is based on credit verification and ability to repay
How the Application Process Works
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Submit the BeSMART loan application
Provide the required income documentation
Submit the project estimate and ENERGY STAR® product specifications
Sign and notarize the loan documents after approval
Begin the project after financing is approved
Confirm completion of the work for the final funding payment
All Dwelling Solutions 0% Interest Payment Plan
For qualifying projects of $5,000 or more, eligible customers may split the remaining balance into 3 monthly payments at 0% interest after the project is completed.
- Project
- Window & Door Services
- Estimated project balance after deposit
- 7000
- Term
- 3 months
Example only. All Dwelling Solutions offers eligible customers the option to divide the remaining project balance into three monthly payments at 0% interest and with no finance charge. Available on qualifying projects of $5,000 or more. Customers must agree to payment amounts and due dates in writing before work begins. Payments not received by the agreed due dates may be subject to late fees and collection remedies as provided in the signed agreement and permitted by applicable law. Additional terms and eligibility requirements apply.
Yes. All Dwelling Solutions offers customers access to financing options for qualifying window and door projects in Montgomery County and other areas we serve. Depending on the project and your eligibility, you may consider Wisetack, Maryland’s BeSMART Home Loan Program, or our three-month payment plan.
Wisetack provides access to financing offers through its lending partners. BeSMART is a Maryland home loan program for qualifying energy-efficiency improvements. The All Dwelling Solutions payment plan lets eligible customers divide their remaining project balance into three monthly payments under a written agreement with us. Each option has different requirements and terms.
Wisetack offers financing from $500 to $65,000 for eligible projects. The amount you qualify for, available interest rates, and repayment terms depend on your application and the offer provided by a lending partner.
Checking your eligibility or prequalifying with Wisetack uses a soft credit check and does not affect your credit score. Prequalification is an estimate, so final approval and terms are not guaranteed. Accepting a financing offer and your repayment activity may affect your credit.
It may be. Qualifying customers may see a 0% APR option through Wisetack. The length of any 0% offer depends on the options available through our Wisetack account and your eligibility. All Dwelling Solutions also offers a separate three-month, 0% interest payment plan for eligible projects. Review the specific terms before choosing either option.
BeSMART is a Maryland Department of Housing and Community Development program that finances qualifying energy-efficiency improvements, including eligible ENERGY STAR® windows and doors. The program currently lists loans from $5,000 to $30,000, a 6.99% APR, and repayment terms of up to 10 years. Program terms may change, so check Maryland DHCD’s current information before applying.
According to Maryland DHCD, applicants must be Maryland homeowners with a credit score of at least 640 and a debt-to-income ratio of no more than 50%. The proposed project must also meet the program’s requirements. DHCD reviews credit, ability to repay, and project documentation before approving a loan.
No. Maryland DHCD states that BeSMART cannot finance a project that has already been purchased or completed. If you are considering BeSMART for a window or door replacement in Montgomery County, discuss the program with us before ordering products or starting work.
For qualifying projects of $5,000 or more, eligible customers may divide the remaining balance after the deposit into three monthly payments after project completion. The plan has 0% interest and no finance charge. Payment amounts, due dates, eligibility, and any applicable late-payment terms must be agreed to in writing before work begins.
Request a free estimate from All Dwelling Solutions. Once we understand your project and provide pricing, you can review the options that may fit: check your Wisetack eligibility, review Maryland’s BeSMART application requirements for qualifying ENERGY STAR® products, or ask whether your project qualifies for our three-month payment plan. Financing approval is determined by the applicable lender or program; our payment plan is subject to our written terms.